Staff Engineer, Full Stack (Trust, Safety & Risk)

Requirements

• Bachelor’s degree in Computer Science or a related technical field, or equivalent practical experience

• 8+ years of full-time software engineering experience

• Experience designing and operating reliable, data-intensive production systems

• Strong product judgment and the ability to balance user experience, financial risk, and operational complexity

• Ability to work across frontend, backend, APIs, data pipelines, and third-party integrations

• Demonstrated interest in protecting users and building trustworthy financial products

Nice to Have

• Experience with fraud, risk, identity, KYC, AML, sanctions, payments, fintech, or blockchain systems

What You'll Be Doing

• Fraud prevention: Build real-time risk controls and decisioning systems for products such as ACH, debit cards, onramps, off-ramps, and other money movement experiences.

• Scam and abuse detection: Develop signals, models, and product interventions that identify malicious wallets, transactions, applications, and user behavior.

• Identity and compliance infrastructure: Build scalable KYC, sanctions screening, transaction monitoring, case management, and audit systems.

• Data and intelligence: Create pipelines and tools that combine on-chain activity, product data, and third-party signals into actionable risk insights.

• Product safety: Partner with product and engineering teams to design safeguards into new features from the beginning without compromising the user experience.

• Operational tooling: Build internal tools that help Risk, Compliance, Support, and Security teams investigate incidents and take action efficiently.

• Team building: Help establish the technical foundations and engineering culture for a new, high-impact function at Phantom.

Perks and Benefits

• Competitive salary and equity

• Comprehensive insurance (medical/dental/vision) — 100% covered

• Stipend for your ideal remote set-up

• Flexible hours and a supportive remote environment

• Unlimited vacation: Take time when you need it (and we really mean it!)

• 401(k) retirement plan

• Monthly wellness benefit

• Weekly meal benefit

• Global off-sites