Staff Engineer, Full Stack (Trust, Safety & Risk)

Requirements

  • Bachelor’s degree in Computer Science or a related technical field, or equivalent practical experience

  • 8+ years of full-time software engineering experience

  • Experience designing and operating reliable, data-intensive production systems

  • Strong product judgment and the ability to balance user experience, financial risk, and operational complexity

  • Ability to work across frontend, backend, APIs, data pipelines, and third-party integrations

  • Demonstrated interest in protecting users and building trustworthy financial products

Nice to Have

  • Experience with fraud, risk, identity, KYC, AML, sanctions, payments, fintech, or blockchain systems

What You'll Be Doing

  • Fraud prevention: Build real-time risk controls and decisioning systems for products such as ACH, debit cards, onramps, off-ramps, and other money movement experiences.

  • Scam and abuse detection: Develop signals, models, and product interventions that identify malicious wallets, transactions, applications, and user behavior.

  • Identity and compliance infrastructure: Build scalable KYC, sanctions screening, transaction monitoring, case management, and audit systems.

  • Data and intelligence: Create pipelines and tools that combine on-chain activity, product data, and third-party signals into actionable risk insights.

  • Product safety: Partner with product and engineering teams to design safeguards into new features from the beginning without compromising the user experience.

  • Operational tooling: Build internal tools that help Risk, Compliance, Support, and Security teams investigate incidents and take action efficiently.

  • Team building: Help establish the technical foundations and engineering culture for a new, high-impact function at Phantom.

Perks and Benefits

  • Competitive salary and equity

  • Comprehensive insurance (medical/dental/vision) — 100% covered

  • Stipend for your ideal remote set-up

  • Flexible hours and a supportive remote environment

  • Unlimited vacation: Take time when you need it (and we really mean it!)

  • 401(k) retirement plan

  • Monthly wellness benefit

  • Weekly meal benefit

  • Global off-sites

AI Summary ✨

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